Terms of purchase.

AssetVault sells digital products. The Protocol is written material (instructions, worksheets and checklists) delivered as plain markdown files. The Foundry is the same material together with additional ready-made assets, prompt files and starter files.

They are self-directed. There is no course platform, no login, no scheduled sessions, no coaching and no community included, unless a product page says otherwise at the time you buy.

Payment is processed through Stripe using Managed Payments, under which Stripe acts as Merchant of Record. Stripe is the seller of record for the transaction and is responsible for payment processing, applicable sales tax and VAT, and invoicing. Stripe’s own terms apply to the payment itself alongside these terms, and where the two conflict on a payment matter, Stripe’s terms govern that matter.

Stripe’s role is the payment: processing, tax and invoicing, and the support and refund handling that goes with being seller of record. It does not take over our obligations for the product itself. The contract for the content is between you and AssetVault, and AssetVault remains responsible for the product, how it is described and advertised, and its delivery.

Delivery is immediate and digital. After payment is confirmed, access is sent to the email address used at checkout. Nothing is posted and there is nothing physical.

If access does not arrive, contact us from the address you paid with: hello@assetvaults.co. We will resend it. A delivery failure is our problem to fix, not yours to absorb.

There are two separate routes to a refund: your statutory rights, which the law gives you, and our voluntary 7-day action-based guarantee, which we add on top of them.

Your statutory rights. If you bought as a consumer in the EU, you have a statutory right to withdraw within 14 days. We do not ask you to give that right up at checkout, and we do not treat immediate delivery as having removed it. You do not need to give a reason.

The simplest way to use it is the withdrawal form, which records the date your declaration was made and confirms it to you by email. A clear statement by email works just as well. We will honour applicable mandatory withdrawal rights.

Nothing here affects rights that cannot lawfully be excluded. If a product is defective, materially incomplete, or not as described, you keep every statutory remedy available to you and we will put it right.

Our 7-day action-based guarantee. Complete the core implementation steps and put the system into action. If within 7 days of purchase you genuinely feel it did not give you a clear path forward, email hello@assetvaults.co with what you completed and we’ll refund your purchase price. This guarantee doesn’t affect your statutory consumer rights. It is a promise about the material, not about results — see section 07.

Outside those two routes, we do not offer change-of-mind refunds: these are digital files you keep. That is a policy, not a limit on your rights.

Because Stripe acts as Merchant of Record, refunds and disputes may also be handled through Stripe’s own support and refund process under its applicable terms.

You get a personal, non-exclusive, non-transferable licence to use the material for your own purposes, including building and selling your own products with what you learn. That output is yours. We claim nothing in it.

You may not:

resell, sublicense, rent or give away the files; publish them in whole or in substantial part, publicly or privately; share your copy or your download link; use them to create a competing product that reproduces this material rather than applying it; or train a model on them for redistribution.

Quoting a short passage with attribution is fine. Reproducing a module is not.

The material, its structure, the worksheets and the AssetVault name and marks remain ours. Buying a copy grants the licence in section 05 and transfers no ownership.

We do not guarantee any income, sales, audience or result. Nothing on this site or in these products is a promise, projection or representation of earnings.

What you get is a method, worksheets and instructions. What happens next depends on the topic you choose, the quality of what you build, the effort you apply, your market, and factors none of us controls. Any figures shown anywhere are illustrative or historical and are not a prediction of your outcome.

The results shown on our homepage (the case study, the sales and Reel screenshots) are our own, from our own stores and accounts. They are not typical and not a promise of what you will earn. The creators shown there are public profiles and are not connected to AssetVault.

The 7-day action-based guarantee in section 04 is a refund promise about the material. It does not guarantee any income, sales or business result.

We aim to keep the site available but do not guarantee uninterrupted access. Purchased files are yours once downloaded. Keep your own copy, and you are not dependent on this site continuing to exist.

Where a product is described as including future updates, we will send revisions as they are made. That is not a commitment to a schedule or to a particular volume of updates.

If something is wrong, email us first. It is faster than a bank and we would rather fix it. Where a chargeback is raised, Stripe as Merchant of Record handles the dispute under its own process, and we will supply it with delivery and access records.

We are liable without limitation for damage arising from injury to life, body or health, for damage caused intentionally or by gross negligence, and wherever liability is mandatory by law, including under product liability legislation.

For ordinary negligence, we are liable only for breach of an obligation essential to the purpose of the contract, and then only for foreseeable damage typical of this kind of contract. Beyond that, liability is excluded. Because these are educational materials that you apply yourself, we are not liable for business decisions you take on the basis of them.

German law applies, excluding its conflict-of-law rules and the UN Convention on Contracts for the International Sale of Goods.

If you buy as a consumer, this choice of law does not deprive you of the protection of mandatory provisions of the law of your country of residence, and you may bring proceedings in the courts of that country where the law gives you that right.

hello@assetvaults.co; how we handle data is on the privacy page.